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Travel Insurance

We can arrange travel insurance to cover anything from a single trip abroad through to gap year travel insurance.

Introduction

Travel Insurance is not as simple as most people perceive it to be which is why all too often claims are turned down. This is usually because the policy has been taken out without understanding the small print. The most important element to travel insurance is declaring any pre-existing medical conditions; not only of those who are travelling but also those of a travelling companion, relative or close business colleague or other person on whose state of health a decision by you to cancel or curtail your trip depends.

We will guide you through this and ensure that you are fully aware of the level of cover given, and what, if anything is excluded from cover.

We can arrange

• Single Trip Insurance
• Annual Travel Insurance
• Gap Year Travel Insurance
• Long Stay Travel Insurance

The cover that is usually given as standard is:

• Medical and Other Expenses
• UK Hospital transfer and additional costs and expenses
• Cancellation or Curtailment
• Personal Accident
• Personal Baggage
• Personal Money
• Personal Liability
• Delayed Baggage
• Travel Delay
• Missed Departure
• Hospitalisation

Exclusions and limitations may apply depending on circumstances.

Do you have a Serious Pre-Existing Medical Condition?

The Money & Pensions Service (MaPS) has launched a travel service directory on its Money Advice Website for people with serious pre-existing medical conditions.

Consumer enquiries about the MaPS directory can be made to the Money Advice Service’s Customer Contact Centre which is available from Monday to Friday, 8am to 6pm: 0800 138 7777. Firms can contact the Directory Helpdesk by emailing: traveldirectory@maps.org.uk