Cyber and data insurance is designed to support and protect you from evolving e-risks. It provides comprehensive cover for your computer systems and data, whether electronic or non-electronic. The insurance can provide cover for claims made against you during the period of insurance arising from your cyber or data liability, up to the limit of indemnity shown in the schedule, and can also include your legal defence costs incurred if this option is selected. The insurance can provide cover for your own losses arising from cyber or data incidents occurring during the period of insurance, up to the limit of indemnity shown in the schedule.
1. Breach costs
Which are losses incurred by you if you suffer from the unauthorised access, use or disclosure of personal data, these can include:
2. Cyber business interruption
If your business suffers from an interruption as a result of a cyber-attack from a third-party or a hacker, the cover can include:
If you discover that you have been the subject of a hack, the cover can cover the loss caused by:
If you receive a threat from a third-party to damage your computer systems or disseminate commercially sensitive information, following unauthorised electronic access to your systems, the cover can include:
If a claim is made against you for breach of personal data or sensitive commercial information, the cover can include:
If a claim is made against you arising from the content of your email, website or other electronic communications as a result of alterations made by a hacker, the insurance can cover compensation and defence costs where the claim is for:
If you want to know more on what you are covered by with Cyber and Data Insurance, call Baslow Insurance on 01629 813897
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Copyright 2016 Baslow Insurance Services Limited, registered in England and Wales under Company number 06368581, registered office Blake House, Bath Street, Bakewell, Derbyshire, DE45 1BX. Baslow Insurance Services Limited is authorised and regulated by the Financial Conduct Authority under Firm Reference Number 473021, which can be checked on the Financial Services Register. We are covered by the Financial Ombudsman Service (FOS). For further information see the FOS website www.financial-ombudsman.org.uk, and the Complaints section of our Terms of Business.