Running a farm is a huge investment, both in terms of time and money – meaning that, if you’re running matters alone, it can be a huge drain on resources. If you’re managing a farm as a family or on behalf of a business, farm management requires all hands on deck – and without dedicated insurance in place to protect your livestock and your produce, you may be at risk of losing the fruits of your long-invested time and labour which is why you should consider taking farm insurance.
The fact of the matter is, no matter how high your fence may be, you never truly know what to be prepared for. The benefit of insurance of any kind lies in its ability to cover you for a whole host of eventualities – ones which can arise as a result of accidents, malicious damage or even environmental problems; to protect against one or two eventualities alone may not be enough to protect your livelihood completely.
Livestock and animals can also be insured meaning that you don’t lose out on money or business should any animals or livestock become ill, go missing, or worse. You will be covered up to a certain amount, with a policy excess and endorsements applying, in the event of anything occurring. Animals can be as unpredictable as the weather – and if you have a financial safety net in place to ensure that they can be cared and catered for should the worst occur, you have one less issue to worry about.
Anyone running a farm will know that it is a full-time lifestyle and it therefore makes sense to have something in place to assist with any potential financial problems that may occur at an unseen point in the future. A farm insurance policy will enable you to look after your farm without fear of losing business or money along the way – and will also allow for any animals that you care for to be looked after in the event of any nasty surprises.
If you’re running a farm and are looking for insurance cover to meet your needs Baslow Insurance can help. We can arrange an insurance package to suit your needs. For more information on our farm insurance and how we can cover you, please call 01629 813897 or email via web form – and we will be back in touch with you as soon as possible.
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