Golf has long been an extremely popular pastime for people from all walks of life – and anyone attending a golf course or club will generally expect it to be well-kept, well-organised and, of course, safe to use. If you run a golf course or club, it is likely that you are already well aware of your responsibilities – but what you may not have considered is the possibility of taking on golf club insurance, which can provide you with a financial safety net and support network to ensure that you and your business is ready and prepared to fight back against any unforeseen circumstances.
A golf course and club house needs to be clean and well-maintained – a poorly-cut or maintained golf course can really impact negatively upon the game, and therefore your customers’ enjoyment. But what if you find yourself threatened by natural damage, vandalism, or theft? What if you find yourself without the financial means to recover from such damage? You may find yourself unable to trade for the short or even the long term depending entirely upon the circumstances. With this in mind it may well be worth your time and consideration to look at obtaining a golf course/club insurance that protects your business interests and allows your customers to continue playing as soon as physically possible.
Baslow Insurance Services Limited can help source you a golf course insurance package with the assistance of A rated insurance companies – offering you cover which will ensure that your club is protected against most eventualities; whether this is financial support to repair natural damage, or whether you need an income to protect you while your club is undergoing repairs, we can find an insurance policy that suits your needs. There’s also a matter of safety for the public and your staff – whilst you must always try to make sure that your golf club is safe to play, we would recommend cover for public and employers liability should the worst case scenario occur.
We are able to cover the following areas as part of your policy:
• Contents including non-forcible or violent entry
• Green-keeping Plant, Machinery and Tools
• Computer Equipment including re-writing of records
• Bar Stock
• Professional Shop Stock
• Personal Accident / Assault
• Greens, Fairways, Trees and Plants including Green-keeper error
• Cups, trophies including whilst at members’ homes and Engravers
• Garden furniture and Landscape Gardens
• Directors’, Officers’ and Members’ Personal Effects
• Loss of revenue
• Employers’ Liability
• Public Liability Loss of Licence
• Hole In One Cover
• Fidelity Guarantee
• Cancellation and abandonment of golfing competitions
• Legal Expenses
• Reimbursement of subscription following accident or illness
• Full Terrorism cover available
• Directors’ and Officers’ liability cover available.
Golf course insurance from Baslow Insurance can be tailored to clubs of all shapes and sizes, with the intention of preventing your business from losing time and money – a course that has to close for considerable time for repairs or financial reasons can lose reputation quickly, and therefore it is worth considering taking out such a policy to ensure that you are always protected in the running of your course.
For more information on the insurance policies Baslow Insurance can source, please contact us today on 01629 813897 or email us with a more detailed query via web form at your convenience – and we will be happy to help build you a package that offers you the confidence and protection you need.
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Copyright 2024 Baslow Insurance Services Limited, registered in England and Wales under Company number 06368581, registered office Blake House, Bath Street, Bakewell, Derbyshire, DE45 1BX. Baslow Insurance Services Limited is authorised and regulated by the Financial Conduct Authority under Firm Reference Number 473021, which can be checked on the Financial Services Register. We are covered by the Financial Ombudsman Service (FOS). For further information see the FOS website www.financial-ombudsman.org.uk, and the Complaints section of our Terms of Business.