Dealing with the public all day is a big responsibility, so you need the right insurance to cover your café for if and when things go wrong. If a customer is injured whilst in your shop, for example, it is possible you could be held liable – and such costs could provide extremely inconvenient, or maybe even impossible for you to find at short notice.
Café insurance is available should the worst ever occur. Running a café or small restaurant without adequate financial protection could result in costly financial reparation for you later down the line, meaning that it is considered both safe and responsible to ensure that you are well-covered for any eventuality. Damage, theft and liability could all cost you and your business dearly long-term, making it extremely important that you arrange to be insured by a firm that knows the ins and outs of what a café should be insured for.
Café insurance from Baslow Insurance will first of all cover your Stock, Refrigerated Stock, Computers and Money, meaning that should the worst happen, you will be able to claim back for any items lost or damaged beyond your control. We understand that a café’s stock is its livelihood – as is its Building, Fixtures and Fittings, meaning that you will also find such items covered.
You will also be insured for Employer’s and Public Liability, meaning that our café insurance will provide you with financial protection in the face of legal matters – and we will also financially protect you against Loss of Licence. We also understand that any loss of business is wanted, and you will therefore also benefit from cover against Business Interruptions and Personal Accidents – meaning that you won’t be required to recover costs yourself should you be left in at the deep end.
If you run or are opening a café and are in need of financial protection against all possibilities, call or email Baslow Insurance today and we will be happy to arrange a flexible and comprehensive quote for you at your convenience.
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Copyright 2024 Baslow Insurance Services Limited, registered in England and Wales under Company number 06368581, registered office Blake House, Bath Street, Bakewell, Derbyshire, DE45 1BX. Baslow Insurance Services Limited is authorised and regulated by the Financial Conduct Authority under Firm Reference Number 473021, which can be checked on the Financial Services Register. We are covered by the Financial Ombudsman Service (FOS). For further information see the FOS website www.financial-ombudsman.org.uk, and the Complaints section of our Terms of Business.